From: Subject: 2149961 2579411 PRIV Date: Thu, 9 Dec 2010 13:56:47 -0600 MIME-Version: 1.0 Content-Type: text/html; charset="Windows-1252" Content-Transfer-Encoding: quoted-printable Content-Location: file://C:\Documents and Settings\kswope\Local Settings\Temp\2149961 2579411 PRIV.htm X-MimeOLE: Produced By Microsoft MimeOLE V6.00.2900.5994 2149961 2579411 = PRIV           =             &= nbsp;    =20

          &nbs= p;            = ;            =             &= nbsp;           &n= bsp;           &nb= sp;           &nbs= p;            = ;            =             &= nbsp;           &n= bsp;           &nb= sp;           &nbs= p;            = ;            =             &= nbsp;           &n= bsp;           &nb= sp;           &nbs= p;     =20             &= nbsp;        =20 Rev. 12/2010   =20

WHAT=20 DOES METZ BANKING COMPANY DO WITH YOUR PERSONAL=20 INFORMATION?

Financial companies choose how they share your = personal=20 information. Federal law gives consumers the right to limit some = but not=20 all sharing. Federal law also requires us to tell you how we = collect,=20 share, and protect your personal information. Please read this = notice=20 carefully to understand what we do.

When = you are no=20 longer our customer, we continue to share your information as=20 described in this notice.

All=20 financial companies need to share customers' personal information = to run=20 their everyday business. In the section below, we list the reasons = financial companies can share their customers' personal = information; the=20 reasons Metz Banking Company chooses to share; and whether you can = limit=20 this sharing.

FACTS

Why?

What?

The=20 types of personal information we collect and share depend on the = product=20 or service you have with us. This information can=20 include: 

=95 Social = Security=20 number 
=95 Transaction or loss history
=95 Credit = history
=20

=95 Overdraft history
=95 = Employment=20 information
=95 Wire transfer instructions

How?

No

We=20 don't share

We=20 don't share

We=20 don't share

We=20 don't share

We=20 don't share

Call=20 = 417-667-4550

Reasons we can share your personal=20 information

Does Metz Banking 
Company=20 share?

Can you limit this = sharing?

For=20 our everyday business purposes -
such as to process your=20 transactions, maintain your account(s), respond to court orders = and legal=20 investigations, or report to credit bureaus

Yes

For=20 our marketing purposes - 
to offer our products and = services=20 to you

No

For=20 joint marketing with other financial companies

No

For=20 our affiliates' everyday business purposes -  information = about=20 your transactions and experiences

No

For=20 our affiliates' everyday business purposes -  information = about=20 your creditworthiness

No

For=20 nonaffiliates to market to you

No

Questions?

What We Do

 

How=20 does Metz Banking Company protect my personal information?=20

How does Metz Banking Company collect my personal = information?

Why can't I = limit all=20 sharing?

Definitions

Companies related = by common=20 ownership or control. They can be financial and non-financial=20 companies. 
=95 Metz Banking Company has no=20 affiliates.

Companies not=20 related by common ownership or control. They can be financial and=20 non-financial companies. 
=95=20 Metz Banking Company does not share with nonaffiliates so they=20 can market to you.

A formal agreement between = nonaffiliated=20 financial companies that together market financial products or = services to=20 you. 
=95 Metz Banking Company doesn't jointly=20 market.

For Alaska, Illinois, Maryland and North Dakota = Customers.=20 We will not = share personal=20 information with nonaffiliates=20 either for them to market to you or for joint marketing - without = your=20 authorization.
For=20 California Customers. We=20 will not share personal information with nonaffiliates either for = them to=20 market to you or = for joint=20 marketing - without your authorization. We will also limit our = sharing of=20 personal information about you with our affiliates to comply with all = California=20 privacy laws that apply to us.
For Massachusetts, Mississippi and = New Jersey=20 Customers. We = will not=20 share personal information from deposit or share relationships with nonaffiliates = either for=20 them to market to you or for joint marketing - without your=20 authorization.
For=20 Vermont Customers. We will=20 not share personal information with nonaffiliates either for them = to=20 market to you or for joint=20 marketing - without your authorization, and we will not share = personal=20 information with affiliates about your creditworthiness without your = authorization.=20

   
   

To=20 protect your personal information from unauthorized access and = use, we use=20 security measures that comply with federal law. These measures = include=20 computer safeguards and secured files and=20 buildings. 

We collect your = personal=20 information, for example, when you

=95 Open an = account  
=95 Apply for=20 a loan
=95 Give us your income information

=95 Provide employment information 
=95 Make a = wire=20 transfer 

We also collect your personal information from = others, such=20 as credit bureaus, affiliates,=20 or other companies.

Federal law gives = you the=20 right to limit only 
=95 sharing for affiliates' everyday = business=20 purposes - information about your
  =20 creditworthiness 
=95 affiliates from using your = information to=20 market to you 
=95 sharing for nonaffiliates to market to=20 you 
State laws and individual companies may give you = additional=20 rights to limit sharing. 
See below for more on your = rights under=20 state law.

Affiliates

Nonaffiliates

Joint Marketing

Other Important=20 Information

 

Privacy Model Disclosure
VMP=AE = Bankers=20 Systems=99
Wolters Kluwer Financial Services =A9 = 2010
=20
   PRIV-MODEL  8/1/2010
2010.1/1837   =20 25651034-010